You name it, we’ve dealt with it – We work with individuals who are employed, self-employed and company directors. Whether our clients are looking to buy their first home, move home, build a home or buy-to-let… we have it covered.
We are independent advisers who will search the whole of the market to recommend the most suitable mortgage for you. Finding the lowest rate to save you money is the easy part, what sets us apart is knowing all that we can about lenders criteria to present your case in the best light and secure you a mortgage offer the first time.
For first time buyers looking to get onto the property ladder, we deal with many different schemes and products on the market. This could be ‘help to buy’, shared ownership or family deposit mortgages.
Poor credit ratings can be a huge barrier when trying to get a mortgage. Particularly if you have defaults, CCJs (Count Court Judgements), IVAs (Individual Voluntary Arrangements) or even bankruptcy. Our advisers take the time to understand your circumstances as we may still be able to find the right deal for you.
When dealing with mortgages there is often a lot of strange ‘lingo’. Our advisers promise to speak plain English to explain the jargon!
A full list of the services that we offer are below:
- Residential Mortgages
- Commercial Mortgages
- Remortgages/ Product Switches
- Debt Consolidation Mortgage
- Secured Loans (Second Charge Loans)
- Shared Ownership Mortgage
- Right-to-Buy Mortgage
- Buy-to-let Mortgage
- Let-to-buy Mortgage
- First-time Buyer Mortgage
- Self Build Mortgage
- New Build Mortgage
- Second-home Mortgage
- Bridging Loans
- Limited Company Mortgages
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Calculate your mortgage now!
We take the time to understand your goals/objectives & income/expenditure to understand what is affordable to you.
Once we’ve completed our due diligence and reviewed your options we will commence with your application to the lender.
We will guide you through the conveyancing process and be there for you when required right up to the point you receive the keys to your new home.