Business Protection

Business Protection

Most small business owners are looking for ‘business as usual’ – keeping their customers happy and generating a profit. For peace of mind companies will naturally insure their property, vehicles, and products – but what about the most valuable asset to any business – it’s people!

Our business protection policies are available for sole traders, partnerships (including limited liability partnerships), shareholders, and key employees.

Business protection can also be used to ensure the repayment of a business loan in the event of death or critical illness of a partner, key person or sole trader.

We’ll work with you to ensure your business is protected in the right way!

Provides a financial safety net if a key member of staff dies or is diagnosed with a serious illness (if Critical Illness Cover is also selected).


Allows companies to offer a death-in-service benefit to its employees (including salaried directors). It’s set up by the company and pays out a tax-free lump sum on death or significant illness.

Helps business owners keep control of the company if one of them dies or is diagnosed with a critical illness.